Checking

Need Help? Call us at 912-262-5200Putting the Personal in Checking

At CB&T Bank of Middle Georgia, we believe opening a checking account is the beginning of a long-term relationship. You can trust our bankers to provide you with the support and advice you need — whether you enjoy the personal touch at your local bank or want easy account access through our website or your mobile device.
 
We invite you to visit a convenient branch to discuss your checking options and open an account today.

 

 

 

CHECKING ACCOUNTS

Preferred Account Information

Preferred Account

 

Rewards you for your entire banking relationship

 Higher balances rewarded with higher interest rates1,2
  Includes two additional fee-free accounts3
  Discounts on several banking products and services


Monthly service fee: $25 per statement cycle
Fee can be waived by meeting account requirements
Minimum deposit to open: $100

 

Access Checking Information

Access Checking

 

A simple, flexible account

 24/7 account access through Online and Mobile Banking4
 Visa® check card5 with no annual fee and no monthly usage fee 


Monthly service fee: $10 per statement cycle
Fee can be waived by meeting account requirements
Minimum deposit to open: $100

 

Gold Checking Information

Gold Checking

 

Extra checking features for individuals 55+

 Higher balances rewarded with higher interest rates1
 Free first order of wallet-style checks



Monthly service fee: $10 per statement cycle
Fee can be waived by meeting account requirements
Minimum deposit to open: $100

Student Checking Information

Student Checking

 

Budget-friendly account for students under age 26

 No minimum balance requirement
 24/7 account access through Online and Mobile Banking



Monthly service fee: $3 per statement cycle
Fee can be waived by meeting account requirements
Minimum deposit to open: $100

 

Important Product Disclosures

 

All checking and savings accounts are subject to approval.

1. To obtain the applicable Annual Percentage Yield (APY), you must maintain a minimum balance of $1,000 in your account each day of the statement cycle. The interest rate on the entire balance of your account will be paid on the applicable daily balance tier. Interest is earned on daily balances of $1,000 or more, compounded daily, credited monthly and paid on the collected balance, using the daily balance method.

2. Earn an additional 10 basis points for a combined average daily balance of $15,000 – $24,999.99 and an additional 25 basis points for a combined average daily balance of $25,000 or greater

3. The accounts eligible to be waived are Access Checking, Gold Checking, Signature Money Market, Advantage Money Market, and Signature Premium Money Market. The linked accounts will be selected automatically, or you can work with your personal banker to select the accounts you would like to link.

4. Use of Mobile Banking requires your mobile service provider’s data and/or text plan, for which charges may apply.

5. When you apply for a check card, credit card, or other credit product, we will base the approval on a review of your personal credit report and score.

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