Credit Cards

 


Manage Expenses with a Balance of Flexibility and Control

 

Our Business Platinum Credit CardOur Business Platinum Credit Card1 makes managing travel and other expenses easy for small to medium-size businesses. With this effective money management tool, you can activate up to four cards to share the available credit balance and have the option to earn valuable Purchase Perks® reward points. Both a Visa® Business Platinum Card and MasterCard® Business Platinum Card are available.

Visit one of our convenient branches today to learn more and apply for a card through a banker you know and trust.

FEATURES AND BENEFITS
0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 6 months after account opening; after that, a variable APR, of 7.24%–18.24% (as of March 31, 2015), based on your creditworthiness and other factors.2

24/7, advanced online account management through www.cardview.com:


  • Get account information and transaction details
  • Receive eStatements
  • View up to 13 months of account information
  • Make payments online
  • Sign up for email alerts
  • Update profile information
No Annual Fee2
Up to 4 cards can be issued to you and your employees
Optional enrollment in Purchase Perks rewards program

 


Choose Between Visa or MasterCard

 

In addition to the features mentioned above, you’ll also enjoy the following benefits at no charge to you, depending on the card selected.

ADDITIONAL BENEFITS
 

Visa 3

  • Auto Collision Damage Waiver
  • $10,000 Emergency Evacuation & Transportation Services
  • Travel and Emergency Assistance Services
  • $500,000 Travel Accident Insurance
  • $5,000 Lost Luggage Reimbursement4
  • $1,500 Hotel/Motel Burglary Insurance
  • Visa Purchase Security & Extended Protection Program

MasterCard 3

  • $500,000 Travel Accident Insurance
  • $5,000 Lost Luggage Reimbursement
  • $1,500 Hotel/Motel Burglary Reimbursement
  • MasterCard Global Service®
  • MasterRental® Insurance Coverage
  • Purchase Assurance®
  • Travel Assistance Services

 

 
Optional Purchase Perks Rewards

 

 

Make your purchases even more rewarding by enrolling In Purchase Perks. Points can be redeemed for travel, dining and shopping rewards.

PURCHASE PERKS®
BASIC
PREMIER
Annual membership fee $0 intro annual fee for first year; then $12 annual fee2 $0 intro annual fee for first year; then $50 annual fee2
Earn points for every purchase Up to 120,000 per year Up to 200,000 per year
Earn 1 point for every $1 in qualifying net purchases (purchases less returns)
Double points for the first 90 days
Combine points earned on all eligible credit cards5
Redeem points online for rewards at mypurchaseperks.com
Earn airline discounts, gift certificates, brand name merchandise and more
Fly FREE with no itinerary restrictions  

 

Important Product Disclosures

Card Services is a division of Synovus Bank. Credit cards are issued by Synovus Bank, 1125 1st Avenue, 2nd Floor, Columbus, GA 31901, which is the creditor for all credit card accounts.

1. All credit cards are subject to credit approval.

2. On purchases and balance transfers, a 0% introductory APR for the first 6 months from account opening and after that a variable APR, of 7.24%–18.24% (as of March 31, 2015), based on your creditworthiness and other factors. On overdraft protection transactions, a variable APR, of 7.24%–18.24% (as of March 31, 2015). On Cash Advances (except overdraft protection transactions), a variable APR of 20.24% (as of March 31, 2015). The cash advance transaction fee is 3% of the cash advance ($10 minimum), except on overdraft protection transactions, for which the transaction fee is 3% of the overdraft ($5 minimum). The foreign transaction fee is 3% of the transaction (including transactions made in U.S. dollars and cross border transactions). The overlimit fee is $29 per occurrence. On Purchase Perks Visa Platinum Cards, $0 introductory annual fee for the first year, after that $50 annual fee for Purchase Perks Premier, or $12 annual fee for Purchase Perks Basic. Purchase Perks points can only be earned and redeemed when the account is active and in good standing. See “Purchase Perks Rules and Conditions” for more information about the Purchase Perks rewards program.”

3. Certain terms, conditions, and exclusions apply. In order for Visa benefits and coverages to apply, you must use your covered Visa Business Platinum card to secure transactions. In order for MasterCard benefits and coverages to apply, you must use your covered MasterCard Business Platinum card to secure transactions. Cardholders are provided with a Supplemental Benefits Guide that provides further details.

4. In New York, coverage is limited to $2,000 per bag for New York residents.

5. It is possible to combine Purchase Perks points in any combination of the two (2) following products (all products to be combined must have a least one common Principal account owner): one( 1) Visa Platinum Purchase Perks Credit Card, and one (1) Visa or MasterCard Business Platinum Credit Card.”

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